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International Student Education Solutions

Whether you're an American student saying "au revoir" to the states and "bonjour" to France, or an international student looking to study here, Student Finance Domain can help you find financial solutions for your international student education dreams. Students who study abroad have different financial needs than everyone else. Because not only do they need to pay tuition, they also have to pay substantial travel expenses and other expenses that domestic students usually avoid.

So what are your financial options as an international student? Your best bet to finance your international student education is a student loan. There are different options available to U.S. citizens studying abroad and those international students looking to study in the United States. Here's what you need to know.

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Whether you're a U.S. citizen looking to earn a degree at a foreign university or just looking to spend a semester abroad, you have many international student loan options. First off the same federal student loan options apply to you wherever you study, as long as the program is an approved degree program and you're enrolled at least half-time. That includes the subsidized Stafford Loan, unsubsidized Stafford Loan and Perkins Loan for you, and the PLUS Loan for your parents. Although your financial costs will likely be higher than students studying domestically, your federal loan options are still capped as described in each federal loan section. You will also need an approved student visa.

You also have numerous alternative student loan or private student loan options. These loans are available through private lenders and can help you reach your international student education goals. With private international student loans you'll have the ability to borrow all of the money you'll need for your educational costs. This includes transportation costs and other incidentals you'll need to finance an international student education. Loan types, rates and fees will vary from lender to lender, so you'd be smart to shop around for the best total loan package you can find. See the private student loan section for additional tips, such as the benefits of getting a cosigner, to help you get the right private loan.

As an international student looking to study in the United States, your loan options differ slightly. You will not be eligible to participate in U.S. federal loan programs. But private lenders offer many different international student loan products that will work for you. Most lenders will require that you study at a school with an approved degree program and be enrolled at least half-time. Since these loans are credit-based, many will require that you have a United States citizen or permanent resident cosign a loan for you. That means that your cosigner would in effect use his credit to grant you credit. If you do proceed with a consigner, be careful to pay back your loan within the agreed upon terms or your cosigner will be held responsible for the loan.

In addition to loans, you also have international student scholarship options. One such scholarship sponsored by the U.S. Department of State. The Gilman Scholarship Program is available to students who pursue overseas study for college credit. This program in particular will award students who study critical need foreign languages with additional funds. There are many international student scholarships available to those students who seek them out. For more tips and information on finding an appropriate scholarship, visit our scholarship section.

If there's a will, there's definitely a way to finance your international student education dreams. With a little work and some help from Student Finance Domain you'll soon be packing your suitcases and grabbing your passport.

 

If you're lucky enough to travel abroad to another country to experience its unique culture, then you should get international student health insurance to protect you from unwanted health risks. It just may save your life!

If you're lucky enough to travel abroad to another country to experience its unique culture, then you should get international student health insurance to protect you from unwanted health risks. It just may save your life!

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